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Changes coming from January 1st, 2021


From January 1, many changes are going to take place in relation to eternal life. Some of them are related to vehicles while some are from the banking and telecom sectors. See that change.

Fast with FAStag:

From January 1, the center will make FAStag mandatory for all vehicles in the country (except two-wheelers and three-wheelers). Minister for Road Transport & Highways Nitin Gadkari said passengers could save their time and fuel through FAStag and not have to wait at toll plazas for cash payments. FAStag is mandatory for obtaining new third party auto insurance from April 1, 2021. Contact 1033 for help with FAStag.

No more 5000:

Until now only 2 thousand rupees can be paid through contactless cards without having to enter a PIN. The RBI has said that up to Rs. 5,000 can be transacted using your contactless card from the first day of the new year. These cards work through NFC. It is up to the client to reduce the cash limit or stop it altogether.

‘Check’ for scams:

RBI has introduced a ‘positive’ pay policy aimed at curbing cheque related scams. This policy will be available from January 1st. Up to now the cheques, if signed by the client, are granting cheques. However, due to the latest policy, cheques issued in excess of Rs 50,000 will have to be reconsidered. Banks can implement this policy.

The customer can leave as much as he wants. However, for cheques exceeding Rs. 5 lakhs, reconsideration is mandatory. Accordingly, the issuer of the cheque is required to inform the bank of the details of the cheque electronically (Essemmes, mobile app, internet banking, ATM). The bank will look into those details. The RBI has said that this will not allow fraudulent transactions.

WhatsApp on those phones:

WhatsApp will not work on some phones from the first day of the new year. WhatsApp will discontinue its services only if the iPhones are older than iOS 9 and the Android phones are older than the 4.0.3 operating system. IOS 9 means that WhatsApp will not work on iPhones of earlier models than the iPhone 4. If you are using a very old phone, go to Settings and check the version once.

Vehicle Burden:

Vehicle companies have given a shock to those who want to buy a new bike or car in the new year. Several automakers have announced that the cost of production has risen due to rising commodity prices, hence the increase in vehicle prices from January 1st. Leading car makers Maruti Suzuki, Angie Motor India, Mahindra & Mahindra, Renault, and Hero MotoCorp have also announced price hikes. The prices of fridges, TVs, and washing machines will also go up.

Relief for small traders:

The 42nd GST Council has decided to provide relief to small traders. Accordingly, traders with an annual turnover of less than Rs 5 crore will be required to file returns on a quarterly basis from January 1. No need to file monthly returns anymore. This will benefit about 94 lakh people.

‘Zero’ is mandatory:

The Ministry of Communications has made ‘0’ prefixing mandatory for making calls from landlines to mobile phones in the country from 15 January. This makes 2,539 number ranges available. The decision was taken by the Department of Telecommunications in line with Troy’s recommendations for the creation of adequate numerical resources for future needs. However, there will be no change in mobile-to-mobile, landline-to-landline, and mobile-to-landline calls.

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