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Direct Bank Transfer turns a boon for lakhs of people in AP


Direct Benefit Transfer (DBT) has come like a boon for beneficiaries, as money is directly getting deposited into their bank accounts following the initiative of Chief Minister YS Jagan Mohan Reddy in this regard.

Not very long ago, the system was very different. Old, sick, and disabled, including daily wage earners, had to stand in long queues to get their pension or other benefits from disbursing offices. More often than not, the biometric system failed to work or there would be no power supply. The persons would have to go home disappointed to return the next day, which could as well be a replay of the previous day. Middlemen made a lot of money in the process. However, the chief minister has changed the system and also brought in transparency into it, transferring the amount directly into the accounts of beneficiaries.

During his 3,648-km Praja Sankalpa Yatra as opposition leader, Jagan Mohan Reddy had seen people complaining of rampant corruption in the distribution of pensions and other benefits. That experience made him bring in the DBT and Village Secretariat system, which made disbursal easy and transparent.

Prominent schemes under DBT for the year 2020 are Amma Vodi, which provides Rs. 15,000 as assistance to 42.33 lakh mothers involving Rs.6,350 crores. YSR Kapu Nestham provides Rs. 353.81 crore to 2.36 lakh women belongs to Kapu, Telaga, Vontari, and Balija communities in the age group of 45-60. On YSR Cheyutha, the state government spends Rs 4179.20 crore annually, benefiting about 22.29 lakh women belonging to SC, ST, BC, and minorities in the ager group of 45-60.

Under the YSR Matsyakara Bharosa scheme, 1,09,231 fishermen are being given a total of Rs.109.23 crore at the rate of Rs. 10,000 each during their off-season (April15-June14), when there is a ban on fishing on high seas.

The Hagananna Vasati Deevena scheme, costing Rs 1220.99 crore, benefits 1,556,956 students. However, the money goes to their mother’s bank account. Jagananna Vidya Deevena is another total fee reimbursement scheme involving Rs. 3,857.39 crore, involving Rs. 1,880 crore dues left by the previous government. The amount was released on April 28 benefiting 19 lakh students.

For YSR Vahana Mitra, the state has credited Rs 262.50 crore into the accounts of 2,62,493 beneficiaries involving auto and taxi drivers, each of them getting Rs.10,000 on June 4. The government also credited Rs 11.52 crore to 11,522 beneficiaries for the second year on November 9, covering those who could not make it in the first phase.

The other schemes which have helped beneficiaries under DBT are YSR Netanna Nestam, Jaganna Chedodu, YSR Aasara, YSR Sunna Vaddi(farmers & Self-Help groups). MSME Restart, One-time Financial assistance to Archakas, Imams, Pastors and Mouzams, YSR Rythu Bharosa, YSR Free Crop Insurance (Kharif), and YSR Pension Kanuka.

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